Testimonials
Explore the success stories of homeowners who entrusted us with their mortgage journey—empowering dreams, one satisfied homeowner at a time.
"I am not much of a reviewer as I am a busy teacher, mom, and currently working on a master's. I just have to write a review for Rick. Rick Carrier has been excellent with his services. I always received answers to questions or concerns in"
-Andrea DeLaCruz
-Andrea DeLaCruz
"Rick was was efficient, helpful and overall great to work with. He was available at all times (day/night) to answer my redundant questions during the entire process. Would definitely recommend him to any prospective home buyer."
-R Bar
-R Bar
"Rick is an awesome lender. He is very kind, helpful, and patient. He very patiently answered all mortgage related questions I had. Not only is he an expert in mortgage lending, but he is also very well connected to other professionals in the industry."
-Manav Sheth
-Manav Sheth
"Professional, knowledgeable, friendly, and really got the job done. Rick made our home buying experience easy. We’d heard how stressful it could be, but Rick did a great job guiding us through the whole process. I will definitely refer my friends and family, and we’ll use him again too."
-Paul Ward
-Paul Ward
"Rick was helpful throughout the whole process. There was great communication; he informed me about the different opinions that I had. Great lender"
-Mz egroJ
-Mz egroJ
"Rick is a miracle worker. He goes above and beyond! Wouldn't use anyone but him."
-Liz Butler
-Liz Butler
Element Home Loans
Many years of dedicated service have allowed us to play a crucial role in turning home aspirations into reality, always with a keen eye on keeping it within our customers' financial reach.
NMLS Consumer Access 
Contact Us
(281) 767-6700Send Me An Email
19308 Morton Road, Suite 110-B
Katy, TX 77449
Katy, TX 77449
NMLS #268110
Licensed In: TX
Licensed In: TX
Disclosure:
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
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Our commitment is to provide unparalleled customer service and exceptional value.
Rick Carrier
Branch Manager | Loan Officer
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